Full Article: PDF
Scientific Object Identifier: http://s-o-i.org/1.1/TAS-11-139-6
DOI: https://dx.doi.org/10.15863/TAS.2024.11.139.6
Language: English
Citation: Zakharau, A., & Ponomarev, E. (2024). The role of web applications in raising financial awareness and creditor debt management. ISJ Theoretical & Applied Science, 11 (139), 22-26. Soi: http://s-o-i.org/1.1/TAS-11-139-6 Doi: https://dx.doi.org/10.15863/TAS.2024.11.139.6 |
Pages: 22-26
Published: 30.11.2024
Abstract: The article analyzes the role of web applications in enhancing financial literacy and managing creditor debt. It examines how these digital tools support financial education by simplifying complex calculations, providing personalized analytical insights, and automating debt management processes. The study explores behavioral theories to understand the impact of web applications on financial decision-making. The features of some applications such as Mint, Credit Karma, YNAB are highlighted. Both the advantages and limitations of these services are discussed, including issues of privacy and digital inequality.
Key words: financial awareness, debt management, web applications, behavioral theories, financial literacy, digital tools.
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